People’s Trust Insurance Company is a Florida home insurance company based in the Research Park at Florida Atlantic University in Deerfield Beach, Florida.

People’s Trust Insurance is privately held and is the eleventh largest homeowners insurance company in the state with more than 125,000 policyholders throughout Florida.

People’s Trust Insurance offers flexible Florida insurance options to meet a variety of your home ownership needs. They offer different policy options designed to fit a range of budgetary and protection needs:

Full-Service HO3 Policy – This insurance option is for homeowners who want a standard Florida home insurance policy. This type of policy is primarily for:

Owner occupied homes
Home values of $100,000 and greater ($200,000 minimum for Miami-Dade, Broward and Palm Beach Counties)

Basic Choice Coverage – This lower-cost insurance option is a named perils policy and excludes certain types of coverage, such as water damage and theft, to save you money. Basic Choice satisfies most mortgage requirements, and may help some homeowners better afford their monthly mortgage payment. This type of policy is primarily for:

Owner occupied or Tenant occupied homes
Home values of $50,000 and greater  ($100,000 minimum for Miami-Dade, Broward and Palm Beach Counties)

By choosing People’s Trust Insurance today, you’ll be primed to get the comprehensive insurance coverage that you need, without the usual high costs, hassles and headaches. It’s all about working with an insurance firm that has a reputation for integrity and transparency.