Mercury Insurance Group is an A-rated company by A.M. Best.

Mercury Insurance Group provides 24/7 claims service.

Mercury Insurance Group has more than $4 billion in assets.

Forbes.com has selected Mercury Insurance Group as one of the most trustworthy companies in America three years in a row.

Mercury Insurance Group provides comprehensive coverage options ranging from personal auto insurance in Florida to homeowners insurance in Florida to mechanical breakdown protection in Florida. 

5 Reasons Why You Should Have Mercury Insurance

1. Easy, hassle-free repairs

Mercury customers have the option to arrange for vehicle repairs at a trusted Mercury authorized repair facility. Bonus: Repairs made at one of our approved facilities are guaranteed for as long as you own the vehicle.

Mercury makes it easy to get your vehicle repaired, because they've taken the guesswork out of finding a quality repair facility.

2. Bundles!

Mercury Insurance provides up to a 15 percent discount on auto and homeowners policies when you package them together.

3. Commitment to keeping costs low

Mercury is committed to keeping costs low, and was a pioneer for launching fraud prevention efforts in the industry, forming one of the first Special Investigations Units in 1978.

Mercury’s Special Investigations Unit works with local and federal law enforcement to take down hundreds of fraud rings and scammers each year, and saves policyholders from paying millions of dollars in higher premiums due to phony claims payouts.

4. Award-winning service

Mercury consistently earns “A” ratings from A.M. Best, one of the insurance industry’s most trusted rating agencies, and has been named as one of America’s most trustworthy companies by Forbes. Not to mention, a survey of auto insurance customers by Insure.com has found that Mercury Insurance has been rated as one of the top five U.S. auto insurers for 2017.

5. Dedicated agents

Mercury’s network of agents will ensure you receive great, personal service from a local agent who will work to create a personalized protection plan just for you. Your agent will find you the best available rate for auto and homeowners insurance, and search for discounts that could enhance your savings. Best of all, this personalized service and expert advice is included with every one of our policies.

Auto Insurance

Mercury is committed to providing you with optimum coverages for every situation along with the best service and rates available. 

Here are some of the most common auto policy coverages in Florida

• Liability Protection
• Collision Protection
• Comprehensive Coverage
• Medical Coverage / Personal Injury Protection (PIP)2
• Uninsured/Underinsured Motorists
• Rental Car
• Roadside Assistance

Home Insurance

Protection starts at home

A Mercury Insurance policy for your home doesn’t just protect your house and property, it also protects you, your guests and your belongings. With a variety of homeowners coverage options in Florida, you can rest easy knowing your home and those who live and visit there are protected when you insure with Mercury.

The right coverage for you

Working with a knowledgeable agent is important when you have so many coverage choices and options. Here are a few that Mercury offers

• Dwelling Protection:
  Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
• Personal Property:
  Provides coverage for your household items in the event of a fire, theft or other covered loss.
• Extended Replacement Cost:
  Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
• Additional Living Expenses:
  Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
• Personal Liability Protection:
  Pays for bodily injury or property damage caused to others as a result of a covered incident.
• Guest Medical Protection:
  Pays medical expenses for your guests who are accidentally injured on your property.
• Identity Theft Protection:
  Pays for expenses you incur as a result of criminal identity theft. 
• Additional personal property coverage for valuables, such as antiques, fine art and jewelry

Condo Insurance

Customized Protection Just for Condo Owners

Mercury Insurance offers low rates, excellent service, financial stability, customized coverage tailored to the unique needs of condo owners, and your own neighborhood agent.

The Condo Coverages You Need

Condo owners have needs different from those of renters and homeowners.

• Personal Property
  Provides coverage for your household items in the event of fire, theft or other covered loss.
• Additional Personal Property
  Provides additional coverage for antiques, fine art, jewelry and other valuables.
• Improvements
  Provides coverage for fixtures and improvements, such as cabinets, flooring and lighting, as well as other free standing structures that may not be covered by your condo association’s policy.
• Loss Assessment
  Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.
• Additional Living Expenses
  Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.
• Personal Liability Protection
  Pays for bodily injury or property damage caused to others as a result of a covered incident.
• Guest Medical Protection
  Pays medical expenses for your guests who are accidentally injured on your property.
• Workers’ Comp Coverage
  Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.
• Condos Rented to Others
  Provides liability and contents coverage on your condo when you rent it to others.

Protect your valuables

If you rent a house, condo or apartment, you have your own unique set of insurance needs. What happens if there's a fire? You may not have to replace your home, but you will need to replace your possessions and valuables. 

• Personal Property
  Provides coverage for your household items in the event of fire, theft or other covered loss.
• Additional Personal Property
  Provides additional coverage for antiques, fine art, jewelry and other valuables.
• Personal Liability Protection
  Pays for bodily injury or property damage caused to others as a result of a covered incident.
• Guest Medical Protection
  Pays medical expenses for your guests who are accidentally injured on your property.
• Workers' Comp Coverage
  Pays medical expenses for your personal part-time employees, such as gardeners, nannies or maids, who are injured on the job.

Umbrella Insurance

What would you do if:

• your dog accidentally injured your neighbor’s child?
• your mail carrier tripped over a crack in your driveway, resulting in injury and disability?
• an overgrown tree in your yard crashed through your neighbor’s roof?
• the unthinkable happens and you severely injured someone in a car crash?

• Your current auto or homeowners policy may not adequately cover these and other unforeseeable events, which is why you need Mercury’s Personal Umbrella Insurance. Umbrella coverage provides extra protection that goes beyond your auto and homeowners limits; just in case something pops up that you didn’t expect.

Business Auto Insurance

With Mercury Insurance, you can customize a business auto insurance policy to fit your company’s specific needs.

A Variety of Industries

From plumbing contractors to high-tech start-ups, Mercury provides business auto protection in Florida for virtually every type of business – including yours. Below is a just a partial list of the business categories:

• Artisan Business/Service Contractor
• Catering Businesses
• Construction
• Farming1
• Office
• Pest Control
• Retail
• Sales/Marketing Professionals
• Wholesale

A Variety of Vehicles

From small delivery vans to tractor-trailers, Mercury insures a wide variety of business vehicles in Florida, including:

• Passenger Vehicles
• Vans, Pickups and SUVs
• Flatbeds and Stake Trucks
• Box Trucks
• Refrigerator and Utility Trucks

A Variety of Coverage Options

Some of our most common coverages include:

• Liability
• Collision
• Comprehensive
• Medical
• Personal Injury Protection (PIP)2
• Uninsured/Underinsured

Business Insurance

Mercury offers several coverage options for your business

• Business Owners Policies (BOPs)
• Commercial Property
• Commercial Liability

Rest easy knowing your business is protected

We know that businesses like yours have unique and specific insurance needs, which is why we provide everything you are looking for in an insurance company – low rates, excellent service, financial stability and customized coverage.

Here are just a few of the business categories they cover:

• Apartment Owners
• Commercial Building Owners -Industrial, Retail and Office
• Metalworkers
• Mini Storage
• Office Risks
• Print & Graphic Design Businesses
• Retail & Service Businesses
• Restaurants
• Warehouses

Customized Protection

Mercury offers a wide range of business insurance coverage options in Florida, all designed to protect you, your business and your business property at a price you can afford. Our most common policy coverage includes:

• Liability
• Medical
• Business Income
• Excess Coverage

Add the Extra Coverage Enhancements You Need

Mercury Insurance Group offers a wide range of insurance enhancements to provide additional protection, including:

• Building Ordinance
• Damage to Premises rented to you
• Electronic Data Processing Equipment
• Employee Dishonesty
• Glass
• Mechanical Breakdown
• Money & Securities
• Peak-Season
• Professional Liability
• Sewer Back-up
• Signage
• Valuable Pagers & Accounts Receivable.

Mercury Mechanical Protection

Extend the life of your vehicle for up to seven years or 100,000 miles

Sometimes referred to as an extended warranty, Mercury Mechanical Protection plans cover the cost to repair your vehicle when it breaks down. Mercury offers a variety of plans from which to choose, including our Platinum Plan, which covers virtually all of your vehicle's mechanical and electrical components.1

These plans are available for both new and pre-owned vehicles and they often cost hundreds less than other “extended warranties.” But the best part is that when you choose a Mercury Mechanical Protection plan you’ll also receive a variety of additional benefits at no extra charge:

• 24-hour Roadside Assistance
• Rental Vehicle Assistance
• Road Hazard Tire Protection
• Trip Interruption Coverage
• Nationwide Protection
• Repairs can be done at any licensed U.S. repair facility - you choose where to take your vehicle
• There is no limit to the number of claims you can make
• Coverage is transferrable