Bankers Insurance Group

Founded in 1976, Bankers Insurance Group has grown from a small local company to a diverse corporation with a hard-earned reputation for innovative insurance products and superior customer service.

Headquartered in St. Petersburg, Florida, BankersInsurance is strongly rooted in the Southeast, with the specialized experience and geographic focus of a major regional carrier. In other words, with more than 25 catastrophes under their belts, they've gotten very good at helping their policyholders through hurricanes, flooding and other catastrophes quickly, thoroughly and intact.

At the same time, Bankers Insurance offers its policyholders and agents the broad-based expertise and the technological resources of a national company doing business in more than 45 states. Bankers prides itself on offering the resources and talent of the larger insurance companies, while maintaining the personalized service and approach ability of a local business.

Bankers Insurance has spent 35 years developing and refining a superior customer service program that is supported by a knowledgeable, experienced staff of professionals who share the dedication to their policyholders. In addition, we view our agents as full partners in our business, and count on them to hold our feet to the fire and make sure we deliver on our promises.

Bankers Insurance harbors one other unique advantage over traditional insurance companies:  By actively encouraging every customer to own, not just their policy, but also a clear understanding of what their insurance purchase means, Bankers Insurance continually raises the bar. Bankers Insurance Group fully embraces this reality: The better you are at understanding your insurance, the better they can serve you.

For homeowners, business owners, individuals and families, Bankers Insurance Group is a reliable and responsive partner protecting property and peace of mind. 

Bankers Insurance Group has weathered an impressive 25+ catastrophes offering exceptional customer service and claims response time. In the event of an emergency, you want an insurance company that has “been there, done that” many times before.

Bankers Financial Corporation

Bankers Financial Corporation distinguishes itself as corporate parent to a diverse array of enterprises and as a global player in a dynamic and fast-changing marketplace. Our operations range from insurance and property development to finance.

Based in St. Petersburg, Florida, Bankers conducts business nationwide. And, as technology continues to shrink the world, Bankers Financial Corporation expands its presence.

Insurance and financial services remain at the core of our business, and thety're proud of our more than 35-year track record of expertise and service. We also recognize the changes taking place in our domestic and global economy, as well as our society, and they respond to those changes with a spirit of innovation and entrepreneurship, developing new products, services and partnerships for this evolving marketplace.

Bankers Insurance Group Companies

Bankers Insurance Group, Inc.

Bankers Insurance Group is a subsidiary of Bankers Financial Corporation and the corporate parent of their insurance companies. From modest beginnings in 1976, the Group has grown steadily into a recognized industry leader. While their companies offer a wide variety of standard insurance products, Bankers has also been extremely successful in designing and marketing niche products to meet insurance needs that are not covered by more traditional products.

Property & Casualty Insurance Carriers

Bankers Insurance Company offers a variety of property and casualty products and services. The Company writes both personal and commercial coverage including homeowners, flood, excess flood, business owners, contract surety and specialized products. New products are currently in development to meet evolving personal and business insurance needs.

Bankers Specialty Insurance Company specializes in homeowners, and flood insurance for Louisiana's residents and business owners.

First Community Insurance Company specializes in personal and commercial lines including homeowners, dwelling fire, flood, excess flood, contractor general liability and builders risk insurance for Florida and South Carolina residents and business owners. First Community’s experienced professionals have an in-depth understanding of the unique insurance challenges of Florida and South Carolina, while drawing on the nationwide resources of Bankers Insurance Group.

Insurance Outsourcing Services

BinTech Partners, Inc. provides third-party outsourcing servicing options to the insurance industry. BinTech, autonomous from Bankers Insurance Group, uses the vast knowledge and expertise found within the companies of Bankers. By providing complete policy administration services and claim support, marketing assistance and licensing of its proprietary software, Bintech Partners is able to meet the requirements of a wide range of clients.

Bankers Employer Services is a full-service human resource outsourcing company serving small to medium-sized Florida businesses, including builders. Bankers Employer specializes in managing non-core tasks such as payroll and benefits administration and providing a complete workers' compensation risk management program at competitive rates.

 

Braishfield Insurance

Braishfield Insurance provides expertise in the world of difficult-to-place risks by providing products designed to fill the gap in the specialty insurance market. Their portfolio is well diversified with products in all lines of coverage including Personal Lines P&C, Commercial Lines P&C, Professional Liability, and Habitational.  All of their business is underwritten by insurance companies rated “A” or better and we have access to competitive markets on a surplus lines and admitted basis. 

Braishfield Insurance focuses on building lasting relationships through a values-based, client-focused culture that attracts and retains top talent, fosters employee satisfaction and loyalty and sustains a high level of customer service excellence.

Braishfield Insurance is part of the Brown & Brown, Inc family. As such, Braishfield is a lean decentralized, highly competitive, profit oriented sales & service organization comprised of people of the highest integrity and quality bound together by clearly defined goals and prideful relationships.

COMMERCIAL LINES

Braishfield Insurance offers insurance solutions tailored to address a wide range of business needs. 

PERSONAL LINES

Braishfield Insurance has a full line of competitive insurance products to meet your needs. 

HABITATIONAL

Braishfield Insurance provides insurance coverage for owners of condos, apartment buildings and other multi-unit dwellings with 5 or more units. They have quality “A” rated markets for all of your commercial residential risks.

PROFESSIONAL LIABILITY

Braishfield Insurance offers professional liability insurance, commonly known as errors & omissions (E&O), protects your business if you are sued for negligently performing services, whether real or perceived.

Cypress Property and Casualty Insurance

Cypress Property & Casualty Insurance Company and Cypress Texas Insurance Company provide an array of innovative insurance products (including Homeowners, Artisans General Liability, Renters and Condominium Owners to clients in Florida and Texas.

Cypress Property & Casualty Insurance Company and Cypress Texas Insurance Company are headquartered in Jacksonville Florida. The companies are powered by over 100 energized professionals.

Cypress Property & Casualty Insurance Company and Cypress Texas Insurance Company differentiate themselves with their unwavering dedication to fast, fair and efficient claims handling, quality underwriting, superior customer service and an unparalleled reinsurance program which provides a competitive advantage while ensuring the financial stability of the companies in the event of a property catastrophe.

Cypress Property & Casualty Insurance Company offers homeowners insurance in Florida, condominium insurance in Florida, renters insurance in Florida, rental property insurance for ownersin Florida, and commercial insurance in Florida.

Cypress Property & Casualty can help you by customizing a policy to fit the size of your business, the specialized classes of trade you engage in, and the coverage limits that make sense for your operation.

Florida Peninsula Insurance Company

 

Florida Peninsula is one of the top ten homeowners carriers in the State of Florida, financially stable with a surplus which well exceeds the State’s requirement. 

Florida Peninsula Insurance company secures reinsurance from only “A” rated carriers around the world.

In addition, Florida Peninsula Insurance has experience of dealing in the ever changing Florida market including hurricane handling experience, as they have assisted over 10,000 families with the rebuilding of their lives during the 2005 hurricane season when Hurricanes Wilma and Katrina devastated areas of the State.

What sets Florida Peninsula Insurance apart from other insurance companies?

  • Same-day no-obligation homeowners insurance quotes and qualification

  • Quick and simple phone quote request, requiring minimal information from you

  • Competitive rates and available discounts

  • "A Exceptional" Financial Stability Rating®

  • Statewide network of independent agents

  • Unmatched claims processing

  • Fast, fair and friendly service


GET YOUR FREE RECONSTRUCTION ESTIMATE REPORT ALONG WITH YOUR QUOTE TODAY!


Florida Peninsula Insurance is committed to operating in a manner which protects and supports our natural environment and to creating solutions to address the impact of environmental issues, throughout all of our business transactions –with vendors, employees, customers, independent agents, investors and the general public. 

Florida Peninsula insurance company is both responsible and responsive. They are large enough to provide the protection, financial stability and security you need and they are small enough to deliver the personal attention the insureds desire.


Florida Peninsula is financially strong. they have received an "A Exceptional" Financial Stability Rating® (FSR) from Demotech, Inc., an independent financial analysis and actuarial services firm. This rating is accepted by mortgage companies, Fannie Mac and HUD.

Florida Peninsula partners with strong reinsurance partners making certain all of the policyholders receive the individual attention and the best possible coverage available. 

Florida Peninsula Insurance strives to handle claims quickly, reply to insureds the same day, and complete inspections within 72 hours. Their innovative Managed Repair Program ensures the policyholder’s claims process will be worry free.


SAVE ON YOUR HOME INSURANCE BY GETTING YOUR QUOTE TODAY!


Florida Peninsula insurance  believes their insureds are entitled to be made whole when a catastrophe strikes. As a policyholder, you can submit your claims via phone or online.  Upon filing a claim, they will send an inspector to your home within 72 hours, so you can get back to normal as soon as possible.

Florida Peninsula Insurance closes 95% of all claims in less than 90 days from the date reported. Their Managed Repair Program consistently receives over 95% satisfaction rate, and 99% of our insureds who used the program say they would use it again.  They provide superior claims service and give our insureds peace of mind knowing that they stand with them during their time of need.


Florida Peninsula Insurance maintains a surplus amount substantially above the State requirement.  They are also re-insured by top-rated reinsurance companies to cover all anticipated claims for a 100-year storm, including multiple storms in a single season.  They have carefully chosen our re-insurance partners for their financial stability, business longevity and knowledge of Florida's marketplace.  


COMPARE QUOTES NOW AND GET:

  • YOUR FREE RECONSTRUCTION ESTIMATE REPORT

  • THE BEST RATES FOR YOUR HOME INSURANCE IN FLORIDA

  • FREE ANALYSIS OF YOUR CURRENT HOME INSURANCE POLICY

  • GET ALL YOUR QUESTIONS ANSWERED BY A LICENSED AGENT NOW!


Foremost Insurance Group

As a specialty insurance company, Foremost Insurance Group serves their markets by providing insurance choices that may not be offered by other companies. So, if you're wondering whether or not we can insure a particular product, check Foremost Insurance out. 

Foremost Insurance Company was founded on June 12, 1952.

Foremost Insurance Group is represented by more than 38,000 agents across the country.

Foremost Insurance Company is licensed to operate in all 50 states and Washington D.C.

Foremost Insurance Company is a member of the Farmers Insurance Group of Companies®.

The first mobile home insurance policy was created by Foremost.

Foremost Insurance Company worked with Department of Housing and Urban Development to establish the original mobile home building codes.

Foremost Insurance Company introduced the first insurance policy created specifically for a travel trailer.

Foremost is endorsed by AARP to provide mobile home and motorcycle insurance to their members.

Foremost's financial strength: Rated A (Excellent) by A.M. Best.

Business Insurance Coverage

Do you own and run a successful business? Do you want a company that works for your business as hard as you do? Rest assured and choose Foremost business insurance coverage in Florida

Coverages:

Auto Insurance Coverage

Don't know which way to turn for car insurance? Not sure what company wants you? Rest assured and choose Foremost auto insurance coverage

Home Insurance Coverage

Don't know which way to turn for homeowners insurance? Not sure what company wants you? Rest assured and choose Foremost homeowners insurance coverage in Florida.

Motor Home Insurance Coverage

Do you drive your motor home down to the local coffee shop and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile? Foremost offers specialized motor home insurance with polices that are customized with you in mind.

Fifth-Wheel Insurance Coverage

Do you drive your fifth-wheel to the grocery store and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile? Foremost offers specialized fifth-wheel insurance coverage with polices that are customized with you in mind. 

Travel Trailer Insurance Coverage

Do you tow your travel trailer along with you to the grocery store and back? Probably not. Then why would you insure your rig with a policy meant for an everyday automobile? Foremost offers specialized travel trailer insurance coverage with polices that are customized with you in mind.

Luxury Motor Coach Insurance Coverage

Do you drive your luxury motor coach in rush hour traffic to work every day? Probably not. That's why your coach should be insured with an insurance company full of luxury motor coach experts. Foremost offers specialized luxury motor coach insurance with polices that are customized with you in mind. 

Mobile Home Insurance Coverage

If you had a choice would you want to be with the #10 mobile home insurance company in the nation? #8? #4? Probably not. We are guessing if you had the choice you would want to go with #1. Perfect, because Foremost is the #1 market leader for mobile home insurance coverage in the nation. 

Vacant Home Insurance Coverage

Do you like to throw money out the window? Probably not. Then why go with an insurance company that asks you to insure a home for longer than needed? Go with Foremost Vacant Home insurance coverage where we offer pro-rated cancellation to save you money.

Landlord And Rental Home Insurance Coverage

If you had a choice would you want to try to fit a square peg in a round hole? Probably not. At Foremost, we don't fit square pegs in round holes, we make specific spots just for you. With our landlord and rental program, you can customize your package to fit your needs.

Seasonal Home Insurance Coverage

Do you want to cover your vacation home with a policy that isn't quite right? Probably not. Then why go with a company that doesn't specialize in seasonal home insurance? Foremost specializes in Seasonal home insurance and offers flexible coverages. 

Motorcycle Insurance Coverage

Do you want to insure your bike with a company that knows insurance or a company that knows motorcycles AND insurance? At Foremost we know insurance, we know our bikes, we sponsor racers and we employ motorcycle enthusiasts.

Off-Road Vehicle Insurance Coverage

Do you jump on your dirt bike when you wake up, drive it down the stairs to your kitchen and grab some coffee? We hope not. Then why would you insure your off-road vehicle (ORV) with a policy meant for your home? Foremost offers specialized ORV insurance with polices that are customized with you in mind.

Scooter Insurance Coverage

Do you drive your scooter around your home, taking the turns in the hall slowly and parking it in front of the television like a drive-in movie? We hope not. Then why would you insure it with a policy meant for your home? Foremost offers specialized scooter insurance with polices that are customized with you in mind.

Golf Cart Insurance Coverage

Do you drive your golf cart into your laundry room, pack up all the clean clothes and drive it back to your bedroom to fold? We didn't think so. Then why insure it with a policy meant for your home? Foremost offers specialized golf cart insurance coverage with polices that are customized with you in mind. 

Neighborhood Electric Vehicle Insurance Coverage

Did you ever wonder what the right insurance is for your neighborhood electronic vehicle? Don't let your adventure be cut short because you didn't get the right coverage for your ride. That's why Foremost offers specialized NEV insurance coverage. 

Snowmobile Insurance Coverage

Do you ride your snowmobile in your driveway, weaving in and out of your flower pots? We didn't think so. Then why would you insure it with a policy meant for a home? Foremost offers specialized snowmobile insurance coverage with polices that are customized with you in mind. 

Personal Watercraft Insurance Coverage

Did you ever wonder what the right insurance is for your personal watercraft? Don't let your adventure be cut short because you didn't get the right coverage for your summer fun. That's why Foremost offers specialized personal watercraft insurance coverage. 

Boat Insurance Coverage

Do you sit on your boat while it's parked in the driveway, ready for the waves with no water in sight? We didn't think so. Then why would you insure it with a policy meant for a home? Foremost offers specialized boat insurance with polices that are customized with you in mind. 

Collectible Auto Insurance Coverage

Are you going to take your family vehicle to the classic car show and put it on display? Not typically. Then why would you insure your beauty with a policy meant for an everyday automobile? Foremost offers specialized collectible auto insurance with polices that are customized with you in mind.

Flood Insurance Coverage

Don't think it's going to happen to you? We hope it doesn't, but flood insurance is a smart idea no matter where you live. That's why Foremost offers specialized flood insurance in Florida.

Gainsco Auto Insurance Company

GAINSCO Inc., is a property and casualty insurance holding company. Through their insurance brand, GAINSCO Auto Insurance®, they concentrate their efforts on the non-standard personal automobile market, specializing in minimum-limits personal auto insurance.

GAINSCO Auto Insurance Company was established in 1978 as a Texas corporation and is based in Dallas, with a regional office in Miami. Their insurance operations are conducted through MGA Insurance Company Inc., a Texas corporation.

GAINSCO Auto Insurance Company is driven to provide:

  • Insurance policies that are flexible and easy to customize to your needs
  • A highly competitive price designed to save you money
  • Superior customer support and claims handling
  • A solid company on which you can rely

From providing auto insurance policies customized to fit your needs at a competitive price, to a team dedicated to unparalleled customer support and claims handling, GAINSCO Agency is ready to support you today and committed to keeping you with us for life.

GAINSCO Agency is an auto insurance company that specializes in providing customers with a flexible range of car insurance rates and coverage options.

 

National General Insurance

National General Insurance, formerly the GMAC Insurance Group is a Winston-Salem, North Carolina-based property and casualty insurance company.

National General Insurance was founded in 1920. The company is the only insurance company in the United States to come from within the automotive industry.

The holding company for National General Insurance Personal Lines is National General Holdings Corp. As of August 2016, the company was owned by Barry Karfunkel and his family. Barry Karfunkel became the president of the company when Michael Karfunkel died.

History

One of the two companies that became National General Insurance was life insurance company Integon, founded in Winston-Salem, North Carolina in 1920. The second company was Motors Insurance Company, founded in 1925 by General Motors. It was seen as a way to offer damage coverage to GM vehicles sold by dealers and financed by GMAC (now Ally Financial).

In 1969, Integon Corp. started a holding company and began insuring high-risk drivers. Integon underwent a number of changes in ownership and business emphases and struggled during the mid-1990s. In June 1997, GMAC announced they were acquiring Integon in a deal valued at $550M. When the deal finally closed in October 1997, it was for $778M. In 2000, Integon became GMAC Insurance Personal Lines.

In 2006, General Motors sold 51% of GMAC (now Ally Financial) to an affiliate of Cerberus Capital Management; at the time 1,179 worked in Winston-Salem.

In 2009, American Capital Acquisition Corp., a unit of American Capital Partners LLC of Hauppauge, N.Y. bought GMAC's U.S. consumer property-casualty insurance business GMAC Insurance Holdings, Inc.

On July 1, 2013, GMAC Insurance changed its name to National General Insurance. The Winston-Salem operation moved from downtown to Madison Park in June 2014.

National General Insurance Group is one of the largest automobile insurers in the United States. 

National General Insurance Group offers property and casualty products, including personal auto, RV, motorcycle, commercial auto and more.  With a nationwide network of claims professionals and a 24-hour, toll-free claims hotline available 365 days a year, National General Insurance provides superior claims service for its customers. 

National General Insurance is one of the largest underwriters of auto insurance in the United States. They provide superior benefits that are often not available through other car insurance companies, including:

  • Guaranteed repairs - a lifetime guarantee on all collision repairs made at any of our Gold Medal Repair Shops.
  • Guaranteed claims service satisfaction or they'll waive your deductible - up to $250!1
  • GM/GMAC discounts - Millions of people have a connection to General Motors, such as GMAC auto financing, a GMAC mortgage, a GM Card, or a career with GM or one of its thousands of suppliers or dealerships. In many states, National General Insurance is able to offer discounts to people that have one of these connections.
  • SmartValet® - They'll pick up your damaged vehicle and bring you a rental car after a claim. Once your vehicle is repaired, we will deliver it directly to you and return the rental car!
  • And much more!

 

Hagerty Insurance Company

Hagerty Insurance Company protects over 1,000,000 vehicles, 12,000 boats, and 30,000 motorcycles worth a total of $30 billion.

Hagerty Insurance Company is bigger than all of their specialty competitors (combined)

Hagerty Insurance Company serves 80,000 clients and agents each month on average.

“Ask Hagerty” answers over 1,800 car-related questions each year.

Over the past year, Hagerty employees participated in the restoration of a 1967 Sunbeam Tiger. This past year, over 107 employees put in a total of 1,216 hours toward the complete restoration, and work has already begun on another employee restoration for a 1960 Plymouth Fury. 

Hagerty Insurance Company has been recognized at both state and national levels for our employee volunteer efforts.

With over 25 years of experience, Hagerty Insurance Company has earned its place as the worldwide leader of collector car and boat insurance. Here’s what makes them special:

Great Product

Collectors are all Hagerty Insurance Company insures; every aspect of the policy focuses on their needs. With their unique Guaranteed Value, low premiums and key extras like roadside assistance and spare parts coverage, their policy keeps clients doing what they love without worry or hassle.

Outstanding Service

Strong Partners

Hagerty Insurance Company only forms partnerships with proven performers. Underwriters we work with include Essentia in the U.S., Aviva or Elite in Canada, or Hiscox in the U.K. All companies have financial ratings of A (Excellent) or better.

Focus on Satisfaction

Hagerty’s Net Promoter Score – a measure of client satisfaction – is unmatched in the industry, putting Hagerty in an elite group of best-in-class service organizations such as Costco, Southwest Airlines, Nordstrom and Zappos.*

Outstanding Claims Experience

Hagerty Insurance Company is totally committed to fast, quality service. Their adjusters have hands-on training in classic car repair, and we have a part specialist on staff to help clients find rare parts.

Classic Car Articles & Resources Database

Written by in-house experts and outsider industry experts alike, their ever-growing database of classic car articles serves as a valuable resource to collector car owners all over the world.

Hagerty Classic Car Magazine

Published in-house, their unique magazine profiles the cars, people and experiences of the collector world.

Hagerty Price Guide

Hagerty Insurance Company publishes an accurate, authoritative classic car value guide for post-war collector cars.

Valuation Tools

Value your car, compare car prices and track market trends with our valuation tools.

Hobby Support

Hagerty has founded and supports non-profits dedicated to the success of the collecting hobby, including the RPM Foundation, Historic Vehicle Association and Youth Programs!

Hallmark Insurance Company

Hallmark Specialty Personal Lines markets and underwrites personal automobile and renters policies in 10 states through independent agents.

The company operates as Hallmark Insurance Company, Hallmark County Mutual Insurance Company, American Hallmark Insurance Company and Hallmark National Insurance Company.

Hallmark currently holds an A- rating with AM Best for financial stability. 

Hallmark Financial Services, Inc. (NASDAQ: HALL) is a specialty property and casualty insurer focused on niche commercial and personal lines coverages. The three segments within Hallmark distribute a diverse and balanced portfolio of specialty products to our target customers through either wholesale or retail channels.

Standard Commercial P&C Insurance focused on:

Specialty Commercial Insurance focused on:

  • Primary & Excess Casualty
  • E&S Specialty Property
  • Medical Professional Liability
  • Management & Professional Liability
  • Aircraft & Facilities

MGA Commercial Products focused on:

  • Contract Binding Coverage

Specialty Personal Lines Insurance focused on:

Hallmark Specialty Personal Lines is focused on providing competitive rates and flexible coverage options for specialty personal auto and renters coverage.

Their personal auto product is designed to provide affordable coverage for a variety of risks, including drivers without prior coverage, a suspended license and those that require an SR22 financial responsibility filing. In addition, we also accept salvage-titled vehicles, as well as operators with a foreign or international license. As a compliment to the auto product, Hallmark also offers multiple renters options, including a liability only renters policy.

Homeowners Choice Insurance

Homeowners Choice Property & Casualty Insurance Company, Inc. is a Florida-based homeowners’ insurance company, headquartered in Tampa, Florida, that provides property and casualty insurance solely to Florida property owners.

Demotech, Inc., a leading actuarial and financial analysis firm, has awarded Homeowners Choice a Financial Stability Rating of “A” (Exceptional). Demotech’s Financial Stability Ratings are designed to indicate the financial stability of a property and casualty insurer.

Homeowners Choice Insurance are regulated by the Florida Office of Insurance Regulation, which oversees the rates, conduct and financial solvency of Florida insurers. Homeowners Choice Insurance seeks to mitigate the risk through a comprehensive reinsurance program by which they transfer substantial portions of our liability and premium to other large insurance companies, including the state-sponsored Florida Hurricane Catastrophic Fund. 

Homeowners Choice Insurance offers Homeowners' Policies

Homeowners' policies insure owner occupied homes and provide coverage for personal possessions and liability.

Flood Coverage is available by endorsement to policyholders. HC FLOOD is an alternative to the NFIP. To learn more about HC FLOOD.

Homeowners Choice Insurance offers Condominium Owners' Policies

Condominium owner policies insure the interior of owner occupied condominium units and provide coverage for personal possessions and liability.

Homeowners Choice Insurance offers Renters' Policies

Renters' insurance policies in Florida insure tenants’ personal property in a home that is rented, rather than owned, such as an apartment and provide coverage for liability.

Homeowners Choice Insurance offers Dwelling Property Policies

Dwelling property policies provide coverage for dwellings which are rented or not owner occupied. Dwelling property policies are generally not as broad in coverage as homeowners' policies.

Why purchase flood insurance?

Damage due to rising water is traditionally not covered by a standard homeowners policy. Homeowners Choice is here to help you with two coverage options! They can provide flood coverage by endorsement to existing homeowners policies, or through a stand-alone policy. Both of the coverage options help to protect your home and personal belongings from flood.

When to purchase flood Insurance?

Flood coverage in Florida with Homeowners Choice is available as soon as a new policy is issued, or at the renewal of your current National Flood Insurance Program “NFIP” policy.

What coverage limits are available?

Homeowners Choice stand-alone flood policies offer building and personal property limits which exceed those of the NFIP. Coverage is available for homeowners located in all flood zones.

Why consider flood coverage with Homeowners Choice?

  • An alternative to the rising rates and surcharges with NFIP

  • No NFIP 30-Day waiting period

  • We offer Replacement Cost and Actual Cash Value options for contents

 

Infinity Insurance Company

Infinity works with hundreds of independent agents to deliver products in combination with our underwriting firms. The underwriting companies are focused on financial stability, critical research, and processing efficiency.

Their underwriting is through:

Infinity Group

• Infinity Insurance Company

• Infinity National Insurance Company

• Infinity Select Insurance Company

Infinity Auto Insurance offers a complete line of insurance products and has proven throughout its history how stable, reputable, and affordable it is.

What makes Infinity Auto Insurance stand above the rest is our focus on the customer. All of the product development, service initiatives, and expansion plans are guided by the requests of our valued clients, who have individual needs. 

One need that we have stepped up to fulfill is the need for a trusted insurance company in the Hispanic communities of the U.S.

Infinity Auto Insurance has become a family name in many Hispanic households across the country, and we offer more resources in Spanish than any other insurance company. their Hispanic clients are some of our best clients, and we are proud to serve them.

You will notice that every page on our site is available in Spanish. Infinity recognizes Hispanic Americans as self-starters, great drivers, and some of our best clients. By targeting the urban Hispanic markets in places like Miami and Los Angeles, Infinity opens itself up to business virtually untouched by other insurance companies. No one offers more resources in Spanish than Infinity. We are proud to support Hispanic drivers, homes and businesses.

Infinity Auto Insurance partners with nearly 13,000 independent agencies and brokers who proudly sell Infinity. These valuable relationships with local agencies have helped Infinity to become an important national automobile insurance company.

Why choose Infinity?

Infinity Auto Insurance is a publicly traded insurance company (NASDAQ: IPCC) with over 2,000 employees. This has only been possible because of the focus on customer happiness. 

A.M Best and other rating firms consider Infinity a Rated A (Excellent) business for its Financial Strength. That letter “A” speaks of our stability and solidity. 

Infinity Auto Insurance keeps the rates competitive. Infinity Auto Insurance also has payment plans and individualized solutions to help you get the coverage you need at rates you can be comfortable with.

Infinity Auto Insurance has an expert service department with the training to make your experience friendly and comfortable. They have expanded their customer care to be available through a variety of platforms. You can call on the phone, email us, or log in to your personalized online self-service account. 

Infinity Auto Insurance prides itself in being empathetic, understanding and prompt when we respond to a claim. We have a fully-trained first response service team, the first carbon-neutral fleet of vehicles in the industry, and convenient local claims service centers.

Car Insurance Coverage Options to Fit Your Needs

Choose from 3 standard options or customize your coverage to fit your needs and budget! Infinity wants to make it as easy as possible for you to find the right car insurance coverage. Whether your budget is limited and you need to meet state­-minimum requirements or you want the best protection possible, Infinity has you covered. Get your free auto insurance quote online today!

Business Insurance from Infinity

Infinity has over 60 years of experience in insurance, so they know a thing or two about what kind of protection your business needs. Whether you’re just beginning your journey or you are an established business owner looking to protect what you’ve built, Infinity wants to be your partner. 

Here are some products you should think about as you customize your business insurance policy in Florida to fit the needs of your business:

GENERAL LIABILITY INSURANCE

Required in most states. Also known as Commercial General Liability, or CGL, this is one of the most common insurance coverages for businesses big and small alike. This coverage protects your company if a customer or an employee files a claim or a lawsuit against you. Learn more about General Liability insurance.

COMMERCIAL AUTO INSURANCE

Do you use a vehicle while conducting business? Did you know that you may not be covered if you have a personal auto insurance policy rather than a commercial auto policy? Unfortunately, many people find out too late that they have the wrong policy. In addition to your vehicles, we can insure trailers if you use one for your business. Learn more about Commercial Auto insurance.

COMMERCIAL PROPERTY INSURANCE

Commercial Property insurance generally covers stolen, damaged, or destroyed goods from disasters such as customer and vehicle traffic, theft, wind damage, fire, and lightning. Flood coverage resulting from a storm is typically not included, but can certainly be added.

BUSINESS OWNER’S POLICY

General Liability insurance only protects your business against claims of bodily injury or property destruction suffered by others, while Commercial Property insurance covers your own losses. Also known as BOP, this enhanced coverage joins these two similar coverages into one affordable policy to protect you from others and cover your own assets.

PROFESSIONAL LIABILITY (ERRORS AND OMISSIONS)

Most companies that provide professional services or advice for their customers will need Professional Liability insurance in Florida for protection in case a customer is harmed by or dissatisfied with a service that you performed for them, whether you made a mistake or not.

WORKER’S COMPENSATION INSURANCE

If an employee gets injured, you might be liable to pay for court fees, medical fees, lost wages, and the wages of a replacement worker. Whether you are required by law to carry Worker’s Compensation insurance in Florida or you simply want to protect your business, this coverage is a smart choice.

INLAND MARINE INSURANCE

Covers moveable and specialized property as well as property that is temporarily in the care of your business. So if you have equipment or goods that regularly move from site to site, Inland Marine insurance will protect your property no matter where it is located.

KEY PERSON LIFE INSURANCE

Key Person life insurance is essentially life insurance purchased by a company for a key person of that company. The business pays the premium and is the beneficiary of the policy.

HOME-BASED BUSINESS INSURANCE

Many operate under the false assumption that their homeowner’s policy will cover their home-based business, but estimates show that the majority of home-based business owners are underinsured. Home-based insurance will provide property and liability coverage for your business files, equipment, and practices. Not to mention conducting certain activities, like running a business out of your home, can sometimes void your homeowners policy.

BUSINESS INTERRUPTION INSURANCE

Business Interruption coverage is an added provision to your Commercial Property insurance policy that allows your business to bounce back and begin serving your customers as soon as possible following a major event that causes your business to shut down for an extended period of time.

Homeowners Insurance

Homeowners insurance in Florida provides financial protection to reduce costs of home repairs, home replacement, and living expenses in the event that your house is damaged or destroyed.

Not just homeowners insurance

In many cases, a house is a person's most valuable asset. 

Homeowners insurance will protect you from serious financial loss during life's most unexpected events; and with so much at stake, how can you afford not to insure your home?

Life Insurance

Infinity wants to help you find the right life insurance at a rate that won’t break the bank! Purchasing life insurance can seem like a headache, and many don’t think that they will ever be in a situation where it is necessary. 

How does life insurance work?

It doesn’t have to be complicated. Unlike most insurance policies, you are not protecting a possession or property. You are investing in a safety net for the ones you could leave behind if the unexpected occurs. The process is simple: you select the amount of coverage that you think is necessary to support your loved ones, pay a premium over a set period of time, and relax knowing that you have covered all of your bases.

The most common life insurance coverage is term life insurance. Infinity can help with the following terms: ­

  • 10-­Year
  • 15­-Year
  • 20-Year
  • 30­-Year

 

Kingsway Amigo Insurance Company

Kingsway Amigo Insurance Company was founded in 1985 and is based in Miami, Florida.

Kingsway Amigo Insurance Company operates as a subsidiary of Kingsway America, Inc.

Kingsway Amigo Insurance Company operates a property and casualty insurance company.

Kingsway Amigo Insurance Company offers private/business auto, flood insurance, and garage repair shops insurance policies to Hispanics in the United States.

Kingsway Amigo Insurance Company's coverages include bodily injury, collision, combined single limits, commercial auto, comprehensive, garage keepers’ and general liability, medical payments, personal injury protection, property damage, rental reimbursement, roadside assistance, towing, and uninsured/underinsured motorist.

Kingsway Amigo Insurance Company offers its products through its agents.

Kingsway Amigo Insurance Company was formerly known as U.S. Security Insurance Company.

 

 

Mercury Insurance Group

 

Mercury Insurance Group is an A-rated company by A.M. Best.

Mercury Insurance Group provides 24/7 claims service.

Mercury Insurance Group has more than $4 billion in assets.

Forbes.com has selected Mercury Insurance Group as one of the most trustworthy companies in America three years in a row.

Mercury Insurance Group provides comprehensive coverage options ranging from personal auto insurance in Florida to homeowners insurance in Florida to mechanical breakdown protection in Florida. 

5 Reasons Why You Should Have Mercury Insurance

1. Easy, hassle-free repairs

Mercury customers have the option to arrange for vehicle repairs at a trusted Mercury authorized repair facility. Bonus: Repairs made at one of our approved facilities are guaranteed for as long as you own the vehicle.

Mercury makes it easy to get your vehicle repaired, because they've taken the guesswork out of finding a quality repair facility.

2. Bundles!

Mercury Insurance provides up to a 15 percent discount on auto and homeowners policies when you package them together.

3. Commitment to keeping costs low

Mercury is committed to keeping costs low, and was a pioneer for launching fraud prevention efforts in the industry, forming one of the first Special Investigations Units in 1978.

Mercury’s Special Investigations Unit works with local and federal law enforcement to take down hundreds of fraud rings and scammers each year, and saves policyholders from paying millions of dollars in higher premiums due to phony claims payouts.

4. Award-winning service

Mercury consistently earns “A” ratings from A.M. Best, one of the insurance industry’s most trusted rating agencies, and has been named as one of America’s most trustworthy companies by Forbes. Not to mention, a survey of auto insurance customers by Insure.com has found that Mercury Insurance has been rated as one of the top five U.S. auto insurers for 2017.

5. Dedicated agents

Mercury’s network of agents will ensure you receive great, personal service from a local agent who will work to create a personalized protection plan just for you. Your agent will find you the best available rate for auto and homeowners insurance, and search for discounts that could enhance your savings. Best of all, this personalized service and expert advice is included with every one of our policies.

Auto Insurance

Mercury is committed to providing you with optimum coverages for every situation along with the best service and rates available. 

Here are some of the most common auto policy coverages in Florida

  • Liability Protection
  • Collision Protection
  • Comprehensive Coverage
  • Medical Coverage / Personal Injury Protection (PIP)2
  • Uninsured/Underinsured Motorists
  • Rental Car
  • Roadside Assistance

Home Insurance

Protection starts at home

A Mercury Insurance policy for your home doesn’t just protect your house and property, it also protects you, your guests and your belongings. With a variety of homeowners coverage options in Florida, you can rest easy knowing your home and those who live and visit there are protected when you insure with Mercury.

The right coverage for you

Working with a knowledgeable agent is important when you have so many coverage choices and options. Here are a few that Mercury offers

  • Dwelling Protection:
    Covers damage to your home due to fire, lightening, smoke, storm damage or other similar perils.
  • Personal Property:
    Provides coverage for your household items in the event of a fire, theft or other covered loss.
  • Extended Replacement Cost:
    Provides additional coverage up to 150% of the dwelling’s policy limits to rebuild your home in the event you suffer a covered loss.
  • Additional Living Expenses:
    Provides coverage for living expenses if your home becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection:
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection:
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Identity Theft Protection:
    Pays for expenses you incur as a result of criminal identity theft. 
  • Additional personal property coverage for valuables, such as antiques, fine art and jewelry

Condo Insurance

Customized Protection Just for Condo Owners

Mercury Insurance offers low rates, excellent service, financial stability, customized coverage tailored to the unique needs of condo owners, and your own neighborhood agent.

The Condo Coverages You Need

Condo owners have needs different from those of renters and homeowners.

  • Personal Property
    Provides coverage for your household items in the event of fire, theft or other covered loss.
  • Additional Personal Property
    Provides additional coverage for antiques, fine art, jewelry and other valuables.
  • Improvements
    Provides coverage for fixtures and improvements, such as cabinets, flooring and lighting, as well as other free standing structures that may not be covered by your condo association’s policy.
  • Loss Assessment
    Provides additional coverage in the event your condo association levies an assessment on each condo owner to make common area repairs for a covered loss.
  • Additional Living Expenses
    Provides coverage for living expenses if your condo becomes uninhabitable as a result of a covered loss.
  • Personal Liability Protection
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Workers’ Comp Coverage
    Pays medical expenses for your personal part-time employees, such as nannies or maids, who are injured on the job.
  • Condos Rented to Others
    Provides liability and contents coverage on your condo when you rent it to others.

Protect your valuables

If you rent a house, condo or apartment, you have your own unique set of insurance needs. What happens if there's a fire? You may not have to replace your home, but you will need to replace your possessions and valuables. 

  • Personal Property
    Provides coverage for your household items in the event of fire, theft or other covered loss.
  • Additional Personal Property
    Provides additional coverage for antiques, fine art, jewelry and other valuables.
  • Personal Liability Protection
    Pays for bodily injury or property damage caused to others as a result of a covered incident.
  • Guest Medical Protection
    Pays medical expenses for your guests who are accidentally injured on your property.
  • Workers' Comp Coverage
    Pays medical expenses for your personal part-time employees, such as gardeners, nannies or maids, who are injured on the job.

Umbrella Insurance

What would you do if:

  • your dog accidentally injured your neighbor’s child?
  • your mail carrier tripped over a crack in your driveway, resulting in injury and disability?
  • an overgrown tree in your yard crashed through your neighbor’s roof?
  • the unthinkable happens and you severely injured someone in a car crash?
  • Your current auto or homeowners policy may not adequately cover these and other unforeseeable events, which is why you need Mercury’s Personal Umbrella Insurance. Umbrella coverage provides extra protection that goes beyond your auto and homeowners limits; just in case something pops up that you didn’t expect.

Business Auto Insurance

With Mercury Insurance, you can customize a business auto insurance policy to fit your company’s specific needs.

A Variety of Industries

From plumbing contractors to high-tech start-ups, Mercury provides business auto protection in Florida for virtually every type of business – including yours. Below is a just a partial list of the business categories:

  • Artisan Business/Service Contractor
  • Catering Businesses
  • Construction
  • Farming1
  • Office
  • Pest Control
  • Retail
  • Sales/Marketing Professionals
  • Wholesale

A Variety of Vehicles

From small delivery vans to tractor-trailers, Mercury insures a wide variety of business vehicles in Florida, including:

  • Passenger Vehicles
  • Vans, Pickups and SUVs
  • Flatbeds and Stake Trucks
  • Box Trucks
  • Refrigerator and Utility Trucks

A Variety of Coverage Options

Some of our most common coverages include:

  • Liability
  • Collision
  • Comprehensive
  • Medical
  • Personal Injury Protection (PIP)2
  • Uninsured/Underinsured

Business Insurance

Mercury offers several coverage options for your business

Rest easy knowing your business is protected

We know that businesses like yours have unique and specific insurance needs, which is why we provide everything you are looking for in an insurance company – low rates, excellent service, financial stability and customized coverage.

Here are just a few of the business categories they cover:

  • Apartment Owners
  • Commercial Building Owners -Industrial, Retail and Office
  • Metalworkers
  • Mini Storage
  • Office Risks
  • Print & Graphic Design Businesses
  • Retail & Service Businesses
  • Restaurants
  • Warehouses

Customized Protection

Mercury offers a wide range of business insurance coverage options in Florida, all designed to protect you, your business and your business property at a price you can afford. Our most common policy coverage includes:

  • Liability
  • Medical
  • Business Income
  • Excess Coverage

Add the Extra Coverage Enhancements You Need

Mercury Insurance Group offers a wide range of insurance enhancements to provide additional protection, including:

  • Building Ordinance
  • Damage to Premises rented to you
  • Electronic Data Processing Equipment
  • Employee Dishonesty
  • Glass
  • Mechanical Breakdown
  • Money & Securities
  • Peak-Season
  • Professional Liability
  • Sewer Back-up
  • Signage
  • Valuable Pagers & Accounts Receivable.

Mercury Mechanical Protection

Extend the life of your vehicle for up to seven years or 100,000 miles

Sometimes referred to as an extended warranty, Mercury Mechanical Protection plans cover the cost to repair your vehicle when it breaks down. Mercury offers a variety of plans from which to choose, including our Platinum Plan, which covers virtually all of your vehicle's mechanical and electrical components.1

These plans are available for both new and pre-owned vehicles and they often cost hundreds less than other “extended warranties.” But the best part is that when you choose a Mercury Mechanical Protection plan you’ll also receive a variety of additional benefits at no extra charge:

  • 24-hour Roadside Assistance
  • Rental Vehicle Assistance
  • Road Hazard Tire Protection
  • Trip Interruption Coverage
  • Nationwide Protection
  • Repairs can be done at any licensed U.S. repair facility - you choose where to take your vehicle
  • There is no limit to the number of claims you can make
  • Coverage is transferrable

 

 

Olympus Insurance Company

Olympus Insurance Company is revolutionizing the Florida homeowners’ insurance market. 

Olympus Insurance Company focuses on three core areas makes this possible:

Financial Stability

Olympus maintains a conservative level of aggregate exposure relative to our capital capacity. Olympus Insurance Company's Catastrophe Excess of Loss Reinsurance Program is consistently placed with some of the world’s finest reinsurance partners, further protecting the solvency of Olympus through the most extreme catastrophic events.

The time and care Olympus invests in evaluating risk factors is critical to maintaining competitive rates. 

Agent and Customer Focus

Beyond a portfolio of homeowner insurance products designed around customer needs, Olympus provides value-added support and expert counsel. Seasoned professionals with extensive experience in underwriting and risk management have bred a culture of refined strategies that are further supported by Olympus’ strong financial position. 

Olympus Insurance Financial Stability Rating® (FSR)

Developed in 1988, Demotech, Inc.’s Financial Stability Analysis Model was the first model universally applied to Property & Casualty insurers of all sizes. Their quantitative model was utilized before risk-based capital, dynamic financial analysis or enterprise risk management was introduced on an industry-wide basis. This model remains the primary determinant of a Financial Stability Rating®.

The Financial Stability Rating® (FSR) of A, Exceptional, assigned to Olympus Insurance Company has been affirmed by Demotech, Inc.

This level of FSR is assigned to insurers who possess exceptional financial stability related to maintaining positive surplus as regards policyholders, liquidity of invested assets, an acceptable level of financial leverage, reasonable loss and loss adjustment expense reserves (L&LAE) and realistic pricing.

Financial Stability Ratings® (FSRs) are a leading indicator of the financial stability of Property and Casualty insurers. The rating process provides an objective baseline for assessing solvency based upon changes in financial stability, as manifested in an insurers’ balance sheet. FSRs are based upon a series of quantitative ratios and considerations which together comprise the Financial Stability Analysis Model.

 

Responsive Auto Insurance Company

Responsive Auto Insurance was founded in 2007

Responsive Auto Insurance Company is a relatively young insurance company located in Plantation, Florida.

Responsive Auto Insurance Company was founded in 2007.

The Responsive website is a work in progress with many of the links not yet working. One area where there is a major issue is that its agent finder tool doesn’t work. What’s more, there is no information to tell us whether Responsive sells its products outside of Florida.

Responsive also provides a section on its website about how to select an independent insurance agent, how to select the right auto insurance policy, and even how to select the right insurance company.

The company also provides information about what you should do if you do have an accident.

If you’re in the market for auto insurance in Florida, you’ve come to the right place. You just need to enter your zip code into the box above and we’ll help you find auto insurance quotes from companies providing policies in your area!

Responsive does not provide an online claims service for its customers. However, it does provide 24/7 online and phone support. Unfortunately, their online customer care center is another area of the website that is not working at this time.

A.M. Best doesn’t have enough financial information provide a rating for Responsive.

Southern Oak Insurance Company

Southern Oak Insurance Company is a Florida-based insurance company specializing in personal residential property coverage. It is a privately held company wholly owned and operated by Florida residents with home offices in Jacksonville, FL. The core strength of Southern Oak is its knowledge and understanding of the Florida Property Insurance Market with members of its executive team having over 100 years of insurance experience.

Southern Oak is committed to providing policyholders with exceptional service. Their policyholders have the ability to log into mySouthernOak where they can manage their policies, choose electronic delivery of documents, and make payments at their convenience, anytime day or night.

Southern Oak believes that operating a business in Florida is more than just providing services. Southern Oak is an active member of the Florida community while also partnering with many Florida charities.

Southern Oak provides homeowners coverage in Florida through a statewide network of independent agents. Additionally, our extensive network of experienced claims professionals ensures that Southern Oak Insurance will be there when you need them most.

Southern Oak Insurance Company has been assigned a Financial Stability Rating® (FSR) of A, Exceptional, from Demotech, Inc. Regardless of the severity of a general economic downturn or deterioration in the insurance cycle, insurers earning a FSR of A possess exceptional financial stability related to maintaining surplus as regards policyholders at an acceptable level. Their financial position is further strengthened by reinsurance companies approved by the Florida Department of Insurance, and with an A.M. Best Financial Strength Rating between “A-“ and “A++”.

Southern Oak Insurance Company is a Florida domiciled company established in 2004 to provide residential property coverage. As a privately held company wholly owned by Florida residents, we understand the importance of being there when you need us most.

Southern Oak Insurance has earned a Financial Stability Rating of A. Exceptional from Demotech. Inc. FSRs® are a leading indicator of financial stability, providing an objective baseline of the future solvency of a insurer.

Southern Oak secures reinsurance (insurance for insurance companies) from A-Rated companies to protect both policyholders and the company from hurricane and catastrophic events. This protects the policyholders against all past storms that have impacted Florida, as well as events we have not yet experienced. Southern Oak will be there for you after a storm.

Star Casualty Insurance Company

Star Casualty Insurance Company has been providing automobile insurance protection to individuals & families since 1988.

Star Casualty’s main office is located in Coral Gables, Florida. They have earned a proud reputation of dedication to independent insurance agent partners and their customers.

  • They offer personal auto coverage with liability limits up to 500/500/300.
  • They offer many discounts; including advance quote, safe driver, paid-in-full.
  • Agents have voted our bilingual agency support team the best in the industry.
  • All claims are handled quickly and compassionately by in-house Star Casualty employees.

Star Casualty Insurance Company

The company offers personal auto coverage in Florida with liability limits up to 500/500/300. They also offer Umbrella coverage of up to $1 million for excess coverage. They offer many discounts; including advance quote, safe driver, paid-in-full which result in huge savings in premiums. They are licensed in the following states: Arkansas | Arizona | Florida | Georgia | Iowa | Idaho | Indiana | Kentucky | Nebraska | Tennessee | West Virginia

The Value Proposition

Their value proposition is a promise they will deliver on the following core values:

Financial Strength and Stability

  • GenRe, a Berkshire Hathaway Company, Rated A++ by A.M. Best is our reinsurer.
  • Star Casualty has received a "PERFECT" score on our Financial Exam Audit for the last 2 consecutive reviews.

Ease of Doing Business

  • On-line real time straight through processing on our policy system in minutes.
  • They are on all major real time raters and download with IVANS.
  • Policy holder self-service website for policy and claims.

Commitment to the Independent Agents

  • They are 100% dedicated to the Independent Agents.
  • They offer competitive commissions and bonus programs.
  • They continually invest in local Independent agent associations.

Support

  • Agents voted our bi-lingual agency support team best in our industry.
  • Claims are handled by proprietary staff; no use of Third Party Administrators (TPA).
  • Report claims 24/7 via our app.

Product Offering

  • Personal auto limits up to 500/500/300.
  • Personal Umbrella limits up to $1M.
  • Licensed in AR, AZ, FL, GA, IA, ID, IN, KY, NE, TN and WV.

Titan Insurance Company

Four Good Reasons to Choose Titan – One of the Best Car Insurance Companies

They believe that drivers are more than their driving records. And they know that you have choices when it comes to choosing an auto insurance company.

Here are four good reasons to choose Titan:

1. Great coverage and rates from an affordable auto insurance company in Florida
You have more to spend your money on than car insurance. That's why Titan offers great insurance for as little as $1 a day. As one of the cheapest auto insurance companies in Florida, Titan helps you save your hard-earned money for the things that are most important to you.
2. Customer service you can count on
Need help understanding what you're paying for? Have a question about a claim? Just call. Whether it's helping to make insurance simple or assisting you with getting a claim processed quickly, you can count on Titan customer service.
3. Convenient locations
Need to talk to an agent in person? Just stop by to see one of our many local agents. Your local Titan agent will be happy to tell you about the benefits of choosing Titan.
4. Titan is part of the Nationwide family of companies.
Titan, a leading discount car insurance company, is affiliated with Nationwide®, one of the largest insurance and financial services companies in the world. Nationwide has been helping customers protect what's most important to them and providing outstanding customer service for more than 80 years.

Titan is known for offering specialty auto and commercial vehicle insurance to consumers. The company's mission is to provide simple and affordable solutions for our customer's insurance and financial services needs from a company they can trust.

Universal North America Insurance Company

Universal North America is a wholly owned subsidiary of Universal Group, Inc. in Puerto Rico.  With extensive insurance knowledge, experience and commitment to quality and service, Universal Group, Inc. is Puerto Rico's principal supplier of property/casualty, auto and life insurance, policy financing and investment products.

MISSION
Universal Group's mission is to listen, learn and respond on behalf of our customers:

  • to lessen everyday risks
  • to recover from the unexpected
  • to plan for the future

We ensure and protect the financial strength, technological innovation and personal integrity of Universal in order to anticipate and satisfy our customer's needs, today and long into the future.

VISION
Universal Insurance Company of Puerto Rico is determined to be the best insurance provider, one that protects our values and our clients. Our vision at Universal Group is to focus and intensify the energy, earnings and life potential of each and every client. They will liberate clients from undue worry, protect them from unplanned loss and save them unnecessary hassle. They will provide an expanding menu of insurance and financial products and services that solve real-world problems and that provide a reliable return on investment. They will support these efforts with a level of client service that routinely exceeds expectation. They will treat our providers, our vendors, and each other with the same high level of regard and respect, and recognize that opportunity created for each individual ultimately serves and strengthens the collective good. These actions will systematically pave the way to Universal becoming a full service financial organization, unmatched in its ability to innovate and unrivaled in its levels of client confidence, loyalty and trust.

Universal North America works to protect policyholders through innovative products that satisfy their needs and expectations.

They are committed to maintaining financial strength, recruiting a team of professional personnel and implementing advanced technologies and quality systems to handle your claims efficiently.

They will maintain a working environment in which all Universal North America employees have open and direct communication with management. Our employees and providers will have a clear understanding of our procedures. We will continue to be directed towards satisfying the needs, expectations and the security of our customers.

 

American Strategic Insurance

ASI is one of the 15 largest homeowners insurance carriers in America. They set big goals, and achieve them by paying close attention to the details. They care most about people and their local communities, and  work hard to go above and beyond everywhere we offer coverage. 

ASI are passionate about insurance and people. They also believe these two interests go hand-in-hand, which is why they cherish every relationship they create. The company's success relies on the combined efforts and impacts of our partners, independent agents, team members and policyholders.

Values

At ASI, values dictate every decision we make, big and small. The three core values listed below are the building blocks of the ASI culture.

ASI believes in never settling for less than our very best, so you don’t have to either. The goal is to provide an insurance experience that allows you to rely on us for supportive, fast and progressive services every time.

Companies and Affiliations
ASI operates as a collective group of insurance companies. Together, the our companies are among the 15 largest residential property insurers in the United States, offering coverage for personal lines residential property insurance in Florida, personal umbrella insurance in Florida, flood and excess flood insurance in Florida. ASI is also a Write Your Own (WYO) flood insurance provider for the National Flood Insurance Program.

The ASI group’s parent company is ARX Holding Corp., in which Progressive Corp. holds a controlling interest. ASI also proudly holds a rating of A (Excellent) from A.M. Best Co., the leading independent rating organization for insurance companies.

ASI Group of Companies:


American Strategic Insurance Corp.

ASI Assurance Corp.

ASI Preferred Insurance Corp.

ASI Select Insurance Corp.

Progressive Property Insurance Company

ASI Select Auto Insurance Corp.

ASI Lloyds                              

ASI Services, Inc.

ASI Home Insurance Corp.

Sunshine Security Insurance Agency, Inc.

Managing General Agencies:

ASI Underwriters

ASI Underwriters of Texas Inc.

Learn More About ASI

On April 1, 2015, they became a majority-owned subsidiary of The Progressive Corporation. See Progressive - Investor Relations for further information on Progressive, including their financial information.