Trust matters when it comes to some of your biggest investments, like your home, car, and even your boat. From the smallest fender-bender to a storm-damaged home, we’re standing ready at life’s trying moments - here for you at any time, at any day of the week.
With a comprehensive range of insurance coverage and expert advice from local independent agents, Safeco Insurance Company makes it simple to protect what’s important to you, and easy to get the best mix of coverage and pricing.
At Safeco Insurance, they promise to make it easy for you, to provide the coverage you need, to connect you with local agents who offer personal advice, and most important of all - to be there for you when you need us most.
A local independent agent can explain all your options and help you select the best Safeco policy for you. Once you’re a customer, you can easily manage your policy online and report and track a claim 24/7.
The Coverage You Need For the Life You Want
Get coverage for everything from your auto and home to your boat, motorcycle, and RV. From the beginning they help you save with a wide range of discounts. Then, as your life changes, you can protect what matters most to you with customizable coverage options.
Local Agents, Expert Advice
The company partners with local independent agents who live and work in your community. Get personal recommendations tailored specifically to your unique insurance needs and enjoy the fast and comprehensive service you deserve.
When you have a claim, they take care of it. It’s that simple. Safeco Insurance Company is backed by the financial strength of Liberty Mutual Insurance, ranked on the Fortune 100 list of the largest U.S. corporations. The company has financial strength ratings of A (Excellent) from the A.M. Best Company, A2 (Good) from Moody’s Investors Service, and A- (Strong) from Standard & Poor’s.
Safeco history
1923 - Pioneering a New Approach to Insurance
In 1923, founder and insurance executive Hawthorne K. Dent had a vision to pioneer a whole new approach to insurance. Defying convention, and ignoring doubtful peers, he started the General Insurance Company of America in Seattle, Washington.
1953 - The Name SAFECO is Born
In 1953, “The General” created a subsidiary called Selective Auto and Fire Insurance Company of America, or SAFECO, as a strategy to compete against fast-growing national companies. The key to our success? Computer automation tools. Just a few years later, we entered the life insurance business. And by the late 1960s, they began to offer mutual funds and commercial lines of credit. They were so successful that “The General” renamed itself Safeco Corporation.
1997 - Expanding East
In 1997 they took a major step forward by acquiring American States Financial Corporation. This doubled our agent force, increased our presence east of the Rocky Mountains, and enabled us to become a leading writer of insurance for small to mid-sized businesses.
2002 - Returning to Our Roots
To recover from a tough financial period in the late 1990’s, Safeco refocused on the tenets first set out by our founder H.K. Dent - competitive pricing and disciplined underwriting combined with automated technology tools. In 2002, the strategy proved successful as our financial strength began to recover and grow.
2004 - Shifting Our Focus
In 2004, they sold our life and investments division, focusing our attention fully on property and casualty insurance, as well as surety bonds.
2008 - Becoming a Liberty Mutual Insurance Company
In September 2008, Safeco became part of Liberty Mutual Insurance. The financial strength of the parent company, combined with a national network of local independent agents, has enabled Safeco to focus exclusively on personal insurance. They continue to offer the comprehensive mix of coverage, pricing, and personalized service to individuals and families that’s kept us in business for over 90 years, and they’re looking forward with confidence to the future.
Safeco Insurance Fund – Opportunity, Security, and Accessibility
Established in 2006, the Safeco Insurance Fund, a fund within the Liberty Mutual Foundation, supports nonprofit organizations within the state of Washington. Our grants program focuses on:
- Educational opportunity for underprivileged youth.
- Ensuring security through life-saving basic services to homeless men, women and children.
- Promoting accessibility for individuals of all abilities.
Organizations must demonstrate:
- Clearly defined goals and expectations.
- Solid financials.
- Strong board and staff.
- Thoughtful strategic plans and budgets.
Employee Giving and Volunteering
Serve with Liberty
Safeco employees join forces with their colleagues from Liberty Mutual to provide their time in a global employee service program called Serve with Liberty. Safeco encourages employees to select from hundreds of volunteer events happening in their area. Activities have included feeding the hungry, sprucing up public parks, planting gardens and building new homes.
Give with Liberty
Safeco employees across the country take an active role in supporting our communities by contributing to nonprofit organizations during this annual giving campaign.
Independent Agents and Community Involvement
Independent insurance agents give back to their communities, too. Learn how Safeco supports their commitment to volunteering, sharing, and giving.