Homeowner

6 Tips for Safeguarding Your Home This Holiday Season

The holiday season should be a time of joy and jubilation, but it also brings along plenty of stress for most people. Traveling to see your family leaves you at risk for burglary, while hosting your guests can damage your home or leave you liable for an accident. Protect your home and family while enjoying the holiday season with these six tips.

From Burglars and Vandals

  • Don’t post about your plans to get away, or even spend the day shopping for gifts, on your social media accounts. You’d be shocked at what burglars and other criminals can find out about you and use against you to plan a crime. Stick to sharing those great home insurance quotes you found and turn off any automatic geo-tagging services your social platforms may use.

  • Avoid running power cords for holiday lights and outdoor decorations through windows and doors. These cords leave the window or door open just a bit, creating a gap for criminals to wedge their way in.

  • Keep up an affordable renters insurance plan or make sure your homeowner’s insurance is up to date. You definitely want a full replacement of your belongings if you’re a victim of a burglary during the holidays.

From Fire

  • Check your tree’s water level at least twice a day, every day. A live tree can run out of water within a matter of hours and dry out to the point where even small holiday lights can start a serious house fire. Stick with faux trees if you plan to be away for more than a few days and don’t have someone to water the tree.

  • Swap the traditional candles for battery powered ones. At the very least, make sure all candles are kept at least 6 feet away from flammable materials like wreaths and curtains, and avoid large candles with multiple wicks since they can pull up too much wax and start burning out of control. A supplemental fire insurance plan doesn’t hurt, either.

From Accidents

  • If you host a party and serve alcohol or even allow guests to bring their own, don’t let them drive while inebriated. Even though almost all homeowner’s policies include some amount of general liability insurance, you can still be held responsible for a drunk driver’s accident.

Compare Home Insurance Quotes

  • Make Sure that Your Home is Insured for at Least 100% of its Estimated Replacement Cost. To determine your amount of homeowners insurance coverage: Get an estimate of the replacement cost of your home. Select the home insurance coverage amount that best fits your needs.

Click the button below to get a free replacement cost estimate along with your homeowners insurance quote. It’s quick, free and easy!


The Best Florida Homeowners Insurance Companies

The Best Florida Homeowners Insurance Companies

Looking for cheap homeowners Insurance in Florida?

Florida has some of the highest homeowners insurance insurance rates in the country, and for good reason. Of the ten most devastating hurricanes in the United States, seven hit Florida — and six occurred in 2004 and 2005. The state is still dealing with the aftermath of 2017’s Hurricane Irma, which caused so much damage that one insurer recruited and trained real estate agents to help them handle the flood of insurance claims.

The most important thing you can do for your house is to make sure that you’re armed with the best home insurance in Florida possible.

There are a lot of factors that go into homeowners insurance rates, and you’re going to want to shop around to determine which provider can offer the best homeowners insurance quote — but if you want to own a home in Florida, you need to be prepared to pay high premiums. The National Association of Insurance Commissioners reports that Florida homeowners with a H03 policy pay an average of $1,993 per year, compared to the national average of $1,173.