Looking for cheap homeowners Insurance in Florida?
Florida has some of the highest homeowners insurance insurance rates in the country, and for good reason. Of the ten most devastating hurricanes in the United States, seven hit Florida — and six occurred in 2004 and 2005. The state is still dealing with the aftermath of 2017’s Hurricane Irma, which caused so much damage that one insurer recruited and trained real estate agents to help them handle the flood of insurance claims.
The most important thing you can do for your house is to make sure that you’re armed with the best home insurance in Florida possible.
There are a lot of factors that go into homeowners insurance rates, and you’re going to want to shop around to determine which provider can offer the best homeowners insurance quote — but if you want to own a home in Florida, you need to be prepared to pay high premiums. The National Association of Insurance Commissioners reports that Florida homeowners with a H03 policy pay an average of $1,993 per year, compared to the national average of $1,173.