We looked at the top five providers and compared their lists of policy options and discounts, and even called customer service to see what type of experience a client might get.
Best Florida Renters Insurance - Miami, Orlando, Tampa, Ft Lauderdale
Looking For Cheap Renters Insurance?
From Miami to Orlando, Tampa to Fort Lauderdale, Florida abounds with bustling cities that are perfect for renters. Of course, there's one roommate you should always move in with: renters insurance.
Having renters insurance in Florida can help protect your belongings from damage and theft, pay medical bills if guests are injured in your place, and cover liability expenses if you're caught in a lawsuit. And in the unthinkable case that your abode is damaged by, say, a fire or tornado, renters coverage can even help put you up elsewhere while repairs are made.
Complete Guide To Homeowners Insurance - Florida
Homeowner's insurance in Florida(also known as home insurance) isn't a luxury, it's a necessity. And not just because it protects your home and possessions against damage or theft. Virtually all mortgage companies require borrowers to have homeowners insurance coverage for the full or fair value of a property (usually the purchase price) and won't make a loan or finance a residential real estate transaction without proof of it.
You don't even have to own your home to need insurance; many landlords require their tenants to have florida renter's insurance coverage. But whether it's required or not, it's smart to have this kind of protection anyway. We'll walk you through the basics of this type of policy.
What a Homeowner's Policy Provides
The elements of a standard florida homeowner's insurance policy provide that the insurer will cover costs related to: