We looked at the top five providers and compared their lists of policy options and discounts, and even called customer service to see what type of experience a client might get.
The Best Florida Homeowners Insurance Companies
Finding affordable homeowner’s insurance in Florida is no easy task: With an average annual premium of $2,084 (nearly double the the national average of $1,034), Florida has the highest home insurance rates of any state in the United States. This shouldn’t come as too much of a surprise considering Florida’s coastal geography and the increased likelihood of property damage due to hurricanes and floods.
Despite all this, there are still factors that can reduce what you’ll pay for home insurance in Florida — the physical location of the property, the age and condition of the home, and, of course, the insurance provider you choose will all have a significant impact on your monthly payment.
Best Florida Renters Insurance - Miami, Orlando, Tampa, Ft Lauderdale
Looking For Cheap Renters Insurance?
From Miami to Orlando, Tampa to Fort Lauderdale, Florida abounds with bustling cities that are perfect for renters. Of course, there's one roommate you should always move in with: renters insurance.
Having renters insurance in Florida can help protect your belongings from damage and theft, pay medical bills if guests are injured in your place, and cover liability expenses if you're caught in a lawsuit. And in the unthinkable case that your abode is damaged by, say, a fire or tornado, renters coverage can even help put you up elsewhere while repairs are made.